Savings & Checking

Regular SavingsBack to Menu

When you open this account, you become a member and an owner of the credit union.  A minimum $25.00 deposit is required.  This allows you to apply and use the benefits and services of the credit union and to vote at the annual membership meeting.  Dividends are calculated by the daily balance method, which applies a daily periodic rate to the balance in the account each day.  One share is equal to $25.00.  A minimum of $25.00 is required.  Contact a Financial Service Associate to join.

Secondary or “Special” savings

Secondary or “Special” savings accounts are also available according to the same terms and conditions as our Regular Savings accounts.  Special savings can be titled in any manner you wish, such as “Taxes & Insurance” or “Vacation” account. 

Christmas ClubBack to Menu

A credit union Christmas Club account is one way to save all year long and brighten your holiday season.  You may make deposits in person, by mail or through payroll deposit.  The money is available for you to use at any time throughout the year.  See how quickly a weekly deposit will add up and how easily you can reach your savings goal.  Ask a Service Associate for details.

Super SaversBack to Menu

If you are looking at earning more interest than the Regular Savings is paying, but don't have the balance to maintain a Money Market Account, then the Super Saver Account is the way to go. You can earn a very competitive rate of return and still have immediate access to your funds. 

Money MarketBack to Menu

Secure your hard earned funds in this High Yield Money Market account.  The larger your deposit, the higher your yield.  Six tiers are available so you earn more money as your balance grows. Electronic access is limited to six (6) per calendar month with unlimited withdrawals and transfers in person. Minimum daily balance of $10,000 required to avoid a monthly fee of $7.50.

Free CheckingBack to Menu

Our original checking account, FREE Checking has no monthly or per check fees, no minimum balance to maintain and unlimited check writing.  We also have NO CUTOFF TIMES FOR DEPOSITS!  We offer a free ATM & debit card with 24 hour access through an automated phone system or by way of home banking.  Several overdraft protection options are available.

Interest CheckingBack to Menu

Our interest checking is something to brag about!  Dividends are earned daily, compounded and paid monthly, and we have some of the very best interest rates in our region, with five different tiers.  We also have NO CUTOFF TIMES FOR DEPOSITS.  A minimum daily balance of $2,500 is required to avoid a monthly fee of $12.00.  You receive your first box of any style checks free, plus there is unlimited check writing.  We offer free ATM & debit card with 24 hour access through an automated phone system or by way of home banking.  Several overdraft options are available to suit your needs. 

Insured FundsBack to Menu

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