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Rates

Savings Rates - Effective Wednesday, September 1, 2010
Account TypeDividend RateAPYMinimum
Deposit
Minimum
Balance
Share Savings0.100%0.100%$25.00$25.00
Special Savings0.100%0.100%$5.00$0.00
Christmas Savings0.100%0.100%$5.00$0.00
Super Saver Share0.100%0.100%$2,500.00$0.00
Super Saver Share0.150%0.150%$2,500.00$2,500.00
Super Saver Share0.200%0.200%$2,500.00$10,000.00
Money Market0.100%0.100%$10,000.00$0.00
Money Market0.300%0.300%$10,000.00$5,000.00
Money Market0.400%0.400%$10,000.00$25,000.00
Money Market0.500%0.500%$10,000.00$50,000.00
Money Market0.600%0.600%$10,000.00$100,000.00
Money Market0.600%0.600%$10,000.00$200,000.00
Payroll Ira Savings0.400%0.400%$5.00$0.00
Payroll Ira Savings0.600%0.600%$5.00$10,000.00
Payroll Ira Savings0.600%0.600%$5.00$25,000.00
Payroll Ira Savings1.000%1.010%$5.00$50,000.00
Payroll Ira Savings1.000%1.010%$5.00$100,000.00
Hsa Account0.100%0.100%$5.00$0.00
Hsa Account0.100%0.100%$5.00$1,000.00
Hsa Account0.150%0.150%$5.00$10,000.00
Hsa Account0.200%0.200%$5.00$50,000.00
Hsa Account0.200%0.200%$5.00$100,000.00

Fees may reduce earnings. Rate may change after the account is opened.

Loan Rates - Effective Friday, September 3, 2010
Loan TypeAPR*
Rates as low as
Terms/Information
New Vehicle 2008 - 20114.750%72 Months
Used Vehicle 2004 To 20074.750%60 Months
Used Vehicle 2002 And 20036.500%48 Months
Used Vehicle 2001 & Older8.750%36 Months
Personal Loan11.900%60 Months
Campers And Boats6.990%120 Months
Atv, Snowmobile6.900%48 Months
New And Used Motorcycles5.990%60 Months

Your Actual APR (*Annual Percentage Rate) will be based upon your individual credit worthiness, loan amount, term of loan and applicable prepaid items. Contact the loan department for current rates.

Terms of repayment for a loan at a 5.25% APR would be $18.99 per $1,000.00 borrowed.

Terms of repayment for a loan at a 9.90% APR would be $25.32 per $1,000.00 borrowed.

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Visa requires annual use of card or a fee may be imposed.

Certificate Rates - Effective Friday, September 3, 2010
Certificate TermDividend RateAPYMinimum Deposit
3 Month Certificate0.150%0.150%$500.00
3 Month Certificate0.150%0.150%$10,000.00
3 Month Certificate0.150%0.150%$25,000.00
3 Month Certificate0.150%0.150%$50,000.00
3 Month Certificate0.150%0.150%$100,000.00
6 Mo Certificate0.550%0.550%$500.00
6 Mo Certificate0.550%0.550%$10,000.00
6 Mo Certificate0.550%0.550%$25,000.00
6 Mo Certificate0.550%0.550%$50,000.00
6 Mo Certificate0.550%0.550%$100,000.00
1 Year Certificate0.700%0.700%$1,000.00
1 Year Certificate0.700%0.700%$10,000.00
1 Year Certificate0.700%0.700%$25,000.00
1 Year Certificate0.700%0.700%$50,000.00
1 Year Certificate0.700%0.700%$100,000.00
Pee Wee 2 Yr Cert1.100%1.100%$100.00
Cu Succeed 2 Yr Cert1.100%1.100%$100.00
2 Year Certificate1.000%1.000%$1,000.00
2 Year Certificate1.000%1.000%$10,000.00
2 Year Certificate1.000%1.000%$25,000.00
2 Year Certificate1.000%1.000%$50,000.00
2 Year Certificate1.090%1.100%$100,000.00
3 Year Certificate1.490%1.500%$1,000.00
3 Year Certificate1.490%1.500%$10,000.00
3 Year Certificate1.490%1.500%$25,000.00
3 Year Certificate1.490%1.500%$50,000.00
3 Year Certificate1.590%1.600%$100,000.00
4 Year Certificate2.230%2.250%$1,000.00
4 Year Certificate2.230%2.250%$10,000.00
4 Year Certificate2.230%2.250%$25,000.00
4 Year Certificate2.230%2.250%$50,000.00
4 Year Certificate2.320%2.350%$100,000.00
5 Year Certificate2.470%2.500%$1,000.00
5 Year Certificate2.470%2.500%$10,000.00
5 Year Certificate2.470%2.500%$25,000.00
5 Year Certificate2.470%2.500%$50,000.00
5 Year Certificate2.570%2.600%$100,000.00

Penalty for early withdrawals.